What You Need to Know About Transferring Your Money Out of China
把你的钱汇至境外你需要了解这些
As we know, China has very strict currency controls, and you must be very careful to stay compliant. There are a few different ways to move your money out of China (Cash, PayPal, Western Union to name a few), but when it comes to funding an investment account, we recommend a bank wire. This is the least expensive and fastest option in our experience, especially if you’re dealing with a large sum of money.
正如我们所知，中国有非常严格的货币管制，你必须非常小心地遵守。有几种不同的方法可以把你的钱从中国转移出去（现金、PayPal、西联等等），但当你为一个投资账户提供资金时，我们建议你使用银行电汇。在我们的经验中，尤其是当你处理一大笔钱的时候，银行电汇是最便宜、最快的选择。
The first step is to convert your RMB into the currency of choice. From there you can wire the money into your investment account. Some banks allow sending RMB overseas, in which case you may be able to save on the currency conversion fee with your brokerage.
第一步是把你的人民币兑换成你选择的货币。从那里你可以把钱汇入你的投资账户。有些银行允许将人民币汇往海外，在这种情况下，你可以节省经纪业务的货币手续费。
Full document checklist to bring to the bank:
提交给银行的完整文件清单：
1. Passport with a valid resident visa and work permit
1持有有效居留签证和工作许可证的护照
2. Bank Card
2银行卡
3. Original Employment Contract
3.原劳动合同
4. Monthly tax receipts (depends on the amount of transfer)
4每月税收收入（取决于转账金额）
5. Salary Certificate/Payroll slips, stamped with your company chop
5.工资证明/工资单，加盖公司印章
6. Full wiring details from your brokerage
6．经纪业务的详细资料
Once provided to the bank, they will apply on your behalf with SAFE. If everything checks out, your funds will be released for transfer. There will be service charges for the transfer ranging from RMB150-200 (depending on your bank).
一旦上述材料提交给银行，他们将代表您向外管局申请。如果一切正常，你的资金将被转移。转账将收取150-200元不等的手续费（视您的银行情况而定）。
In some cases, you may be required to wire the money from the bank your company pays your salary into, and you will most likely have to go to the bank in person. If the wire amount greatly exceeds your salary, additional proof of funds may be required. The documents required from each bank may differ, so we recommend calling your bank beforehand.
在某些情况下，你可能会被要求从你的工资卡银行进行汇款，你很可能要亲自去银行。如果电汇金额大幅超过你的工资收入，可能需要提供额外的资金证明。每家银行要求的单据可能不同，因此我们建议您事先打电话给您的银行。